Apply for credit online through our fully secure credit application to get pre-approved.

Once you've made your decision to purchase a vehicle from Payless Automart, our Business Office can customize a payment plan that will fit your budget. We offer financing through most major banks and credit unions. No credit or poor credit? No problem. We also offer sub-prime financing OAC and a full line of products to protect your investment.

Do you want to get a fast, easy credit decision? Whether you choose to lease or purchase a vehicle, with our Pre-Approval Credit Centre your credit application is short and simple. Apply for credit through our online credit application to get pre-approved. You can also call us at (519) 337-4550 or come visit us at 235 Indian Rd S., P.O. Box 22066 Sarnia, ON.

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