Payless Automart is focused on getting you the auto financing in Sarnia you need, even with bad or no credit. Our goal is to help you rebuild your credit and return to financial stability through an auto loan and a vehicle that will start to build new equity. Through our in-house finance, subprime and prime services, our finance experts can help you regardless of your credit history. We’ll set you up on an affordable monthly plan that will effectively help you improve your credit over time. Explore our services below, and get in contact with us to begin the financing process, today!
SUB PRIME FINANCING
From bad to low to no, whatever credit history you have, we can find an auto loan for you. Our goal is to help you improve your credit score and put you on a journey toward financial stability. Even if you’ve had troubles in the past, we work with lenders who desire your business, and are able to still get you great rates that will fit within your budget, and assist in strengthening your credit score. If you have a strong credit history and don’t want to buy a fast-depreciating new car, you’ll love our wide range of used vehicles with low rates and great loan terms. From subprime to prime loans, our finance team has years of experience working with customers from a variety of backgrounds. See how we can assist you and your needs!
Personalized Payment Plans for Your Budget
We’re focused on getting any and all who desire financing and a loan toward a vehicle what they require, along with the eventual overall improvement of their credit. Doing so means we have a wealth of experience getting customers from a variety of backgrounds approved, and fit with a payment plan that is exactly suited to them. We don’t have stringent programs or packages that you must fit into, but can rather shape and mold a plan to your needs. We have a 99% approval rate and work with a wide range of lenders that are here to help no matter what your credit history may be. Get approved now and start your credit recovery at Payless Automart!
In-House Financing
One of our main focuses at Payless Automart is our in-house financing services. We want to help you so that your next loan won’t have to be an in-house loan. Before you even see any vehicles, we’ll iron out all of the financing and budgetary details, finding a budget for you to work within, and developing an affordable payment plan. We work through monthly payments as a simple way to manage your finance through affordable chunks that you can simply slot into your monthly expenditures. Once the finances are covered, then we’ll match you with a vehicle that fits within that budget. View our dedicated in-house financing page, and contact us to get started!
How Auto Loans Help Improve Credit
When we put together a car financing strategy that fits well within your budget, it increases the ease of on-time payments. With credit scores being so focused on payment history, a consistent stream of on-time payments develops a record of financial responsibility for potential future lenders. Over time, payment consistency and reduced debt can benefit your credit situation and increase potential financial opportunities in your future. Ask our experts how our auto financing in Sarnia can help you today.
Compassionate Support
We know that having financial conversations can be uncomfortable at times, but our team has the expertise to help in all cases. Whether you’ve been denied loans in the past or have credit ratings that hold you back, we take these situations and break them down into manageable action plans to get you back on better financial footing. We value your trust when you come to us for Auto Financing in Sarnia, and we make it our mission to get you back on track to the stability you’re after.
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Contact Us
Let our finance experts show you how we can help set you on a path toward financial stability. Through financing and securing you a loan even with bad credit, we work to develop a plan specific to your needs. Contact our dealership to start the process today! Just give us a call or fill our our online credit application form and we’ll have you well on your way towards a new vehicle and a better financial situation.