Our Auto Financing Department in Sarnia, ON

Payless Automart is focused on getting you the auto financing you need, even with bad or no credit. Our goal is to help you rebuild your credit and return to financial stability through an auto loan and a vehicle that will start to build new equity. Through our in-house finance, subprime and prime services, our finance experts can help you regardless of your credit history. We’ll set you up on an affordable monthly plan that will effectively help you improve your credit over time. Explore our services below, and get in contact with us to begin the financing process, today!

Sub Prime Financing

From bad to low to no, whatever credit history you have, we can find an auto loan for you. Our goal is to help you improve your credit score and put you on a journey toward financial stability. Even if you’ve had troubles in the past, we work with lenders who desire your business, and are able to still get you great rates that will fit within your budget, and assist in strengthening your credit score. From subprime to prime loans, our finance team has years of experience working with customers from a variety of backgrounds. See how we can assist you and your needs!

Sub Prime Financing FAQ

Personalized Payment Plans for Your Budget

We’re focused on getting any and all who desire financing and a loan toward a vehicle what they require, along with the eventual overall improvement of their credit. Doing so means we have a wealth of experience getting customers from a variety of backgrounds approved, and fit with a payment plan that is exactly suited to them. We don’t have stringent programs or packages that you must fit into, but can rather shape and mold a plan to your needs. We have a 99% approval rate and work with a wide range of lenders that are here to help no matter what your credit history may be. Get approved now and start your credit recovery at Payless Automart!

Apply for Financing

In-House Financing

One of our main focuses at Payless Automart is our in-house financing services. We want to help you so that your next loan won’t have to be an in-house loan. Before you even see any vehicles, we’ll iron out all of the financing and budgetary details, finding a budget for you to work within, and developing an affordable payment plan. We work through monthly payments as a simple way to manage your finance through affordable chunks that you can simply slot into your monthly expenditures. Once the finances are covered, then we’ll match you with a vehicle that fits within that budget. View our dedicated in-house financing page, and contact us to get started!

In-House Financing FAQ

Contact Us

Let our finance experts show you how we can help set you on a path toward financial stability. Through financing and securing you a loan even with bad credit, we work to develop a plan specific to your needs. Contact our dealership, today!